25 Ways I save Money
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Let’s start a wave of information- What are 25 different ways you save money?
Whether it be daily or once in your lifetime, either jot it down in the comments or post to your own blog and I will link to it here. (just let me know in some form) It is always good to take a step back and see what good you ARE doing and where you can do better.
Here are my ways I have and continue to save money :
1. Change light bulbs to CFL bulbs to save money
2. Use Heat and Air Conditioning sparingly
3. Use the light of Day instead of lights in the house
4. Pay bills online or in person, instead of using stamps
5. Keep razorblades dry and clean so that they last longer
6. Write checks for over the amount instead of using an ATM with fees
7. Use plastic containers to store left over food for eating later
8. Turn off all lights when not in a room
9. Leave the car at home at least one day out of the week
10. Borrow books from the library instead of buying them
11. Use coupons and check grocery circulars to get the best deals
12. Cook meals at home, cutting back on eating out
13. Take lunch to work
14. Watch movies at home instead of in the theater
15. Wash clothes every 7-10 days
16. Wash clothes in cold water to save on heat
17. Every 6-12 months verify I am getting the best deal on utilities and insurance
18. Cut out all subscriptions to magazines unless I can get them free
19. Buy foods in bulk or when items are clearanced and save in freezer
20. Pick up money from the ground and save in a coin jar
21. Round up in check book and place excess in savings at end of the month
22. Making use of Employer’s 401k matching limit
23. Put raises or bonuses in savings or apply towards debt
24. Do research online for best value for money on medium to large priced items
25. Jump at the chance to take home food from work potlucks when asked
Since everyone saves money a little differently and we all can learn a thing or two from each other, check out other people’s thoughts on ways THEY SAVE:
- MBHunter spills the beans on his Twenty-Five ways to save money
- Blue takes the path to savings in 25 ways and hasn’t looked back
- In Maggie’s Madcap life, she still has 25 ways she saves money
- Chuck pulls together his top 25 ways to save money
- Deb’s living the life with 25 ways she saves money
- Hammy from ‘down under, lets loose his warrior spirit and finds 25 ways to save
- Getting to Enough blogger recently updated their ways of saving and ways to improve
- David tightens his belt and goes over the 25 ways he saves, until he finds a job
- Ariane lists 25 neat ways she saves money and simplifies her day
- Tiredbuthappy takes a look at her 25 ways to save money
- Meredith gathers her valuable ways to save money
- Jane surprises herself and finds out she has 25 ways she saves money
- Thrifty Mommy takes on the challenge to find her own 25 ways she saves money
- Jennifer gets ahead by trying some of her 25 ways to save money
- Jenn presses forward and jots down her frugal ways to save money
- Angela bytes on the idea to jot down her 25 ways to save money
- 25 Slightly Unconventional Ways to SAVE your Pennies comes in from a perspective from NH
- The Queen of Carrots stretches her vegetable to comes up with 25 ways she saves money.
- Susan has some Fruitful savings by listing 25 ways she saves
- Lynette chronicles her 25 ways to save money….and categorizes them as well.
- Eve takes time from decluttering to jot down her list of 25 ways to save.
- Busy Blogger got to work on 25 ways to save money as well
- Sharon shows us her royal 25 habits for saving money
- Prince of Thrift posts his Frugal 25 Ways to Save Money
- Bibliozona indexes her 26 ways to save money
- The NYC Insider gives us the bite on the 25 Money-Saving Travel Tips
- The Family CEO manages a gathering of 25 Things I Do to Save Money
- Michael seeks a better life by listing his 25 Ways to Save Money and live Better
- Golbguru’s money, matter and musings bring out the 25 Things We Do To Save Money
- Mrs Hoppes is saving resources and still finding 25 Ways to Save Money
- Tiffany not only saves money, but saves time with 20 Ways We Save Money
- Poor Statue is convinced she has fun with her 25 ways I save money
- Mister Jens has simple frugality in mind as he finds 25 ways to save money
- The Brightest Crayon colors her way with (20) ways she is Saving Money
- A. Riley has an adventurous spirit and writes down her 25 ways to save money
- Patrick has cash, money and life on the mind as he jots down his 25 Ways to Save Money
- Tricia cruises her way into the next spot with 25 ways she and her frugal cat save money
- Randall handles his credit withdrawal by going through the 25 ways he saves money
- Divana tells her tales of abundance through her 25 ways she saves money
- LuluGal lists her 25 ways that she saves money
- FrugalTrader journeys through his 25 ways of saving money
- Chalkhorse keeps it green and finds 25 ways to save money as well.
- Joe provides a large list (25) of tips on how to save money
- Amanda found 25 ways to increase her value and money savings
- Jacob has his 25 ways to save money for his early retirement extreme
- Emily gathers the bits & pieces on ways to save money, a total of 25.
Honorable mentions to those who have simply saved time by listing only a few: 10 ways from the Money Challenge and 13 ways from Goddess Mystic
Popularity: 14% [?]




Hi,
December 2nd, 2007 at 6:15 amInspired by your article, I have written down 25 ways I save money…
http://talesofabundance.blogspot.com/
This is for buying books (especially college textbooks). I save money on books by buying online via a book comparison shopping search engine. The one I use is SmartBookFinder.com, http://www.smartbookfinder.com. And that is my two cents on frugality!
December 7th, 2007 at 3:14 pmIt might not work for everyone, but we save a lot of money and aggravation by “unhooking from the Christmas machine”. We do buy small art or music gifts for the kids and small stuff for each other (new wallet or watch, etc.) We have get togethers like “Christmas in July” and swap gagg gifts, usually less than $5 from Goodwilll or garage sales. Some of the really funny and utterly tasteless gifts are simply fabulous.
December 30th, 2007 at 7:07 pmSorry but CFL’s aren’t the greatest way to save money. If you make a truely lateral move (150 watt to 150 watt equivalent) your savings drops to between $50 and $75 over a life time ($5-7.5 a year). You’d be about as well of to through that money into a CD or a high yield savings account. At $4.5 a bulb that’s $13.5 up front compared to $.75 for the same quality light.
December 31st, 2007 at 7:30 amADS
December 31st, 2007 at 8:10 amFrom what I see, it is very rare to make a lateral move in wattage. Most people are looking to save money but with a similiar light output.
Therefore the money saved would be valuable, if not for the psychological aspects of thinking of ways to save your pennies.
Working in the life insurance industry I totally agree with number 17. Prices for life insurance and term life insurance specifically have been dropping for years, and life expectancy has continued to climb. Together these mean that if you haven’t looked at your life insurance recently, you may be paying a lot more than you need to be.
If you want to know if you are paying to much for your life insurance, go to any number of life insurance websites and compare rates. The one I like is http://www.wholesaleinsurance.net. They show all of the rates for all of the top life insurance companies all on one screen, and there’s no obligation to apply.
March 24th, 2008 at 6:36 pmThanks for including me here and thanks for listing the other lists. I need to read them now to see if there is anything different that I missed so I can work it.
April 27th, 2008 at 9:17 am