Frugal For Life

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Well here we are again, time flies so quickly when you have too many things to do. The last time I hosted this carnival was back for wk 9 and wk 18.
What posts are appropriate to submit to the Carnival of Debt Reduction? Any posts that talk about personal experiences with reducing debt, or explicitly gives advice on how to reduce debt.

Now if you’ve never heard of debt before or can’t remember exactly what it is… let me give some quick analogies:
Debt is….. When you have no money in the bank, and you continue to write checks.
Debt is…. When the only number in your finances getting smaller, is your FICO score.
Debt is…. Being happy when the phone is turned off for non payment. No collectors call.
Debt is…. Being better at moving money around than any three-card monte street scammer.

So there you have it. Now let’s look at a few ways you can attack some of that debt and get better sleep. Included at the bottom is a wonderful cartoon on an effect of being in debt.

± NCN Network Updates For Month Of April - Here is the latest updated chart for all of the members of the NCN Network; how much they’ve paid on debt and how much they’ve saved.

± Obesity Epidemic Extends to Inanimate Objects - It’s time to take a hard look at lifestyles and what is going to go into maintaining them—can you afford this going into the future?

± Earn Money with Cash-Back Reward Credit Cards - Credit cards aren’t just for getting you into debt, but they can help you get out of debt (by generating extra cash) if used the right way.

± The Debt Wall Of Shame - How Much Do You Owe? - Its interesting to see how much people owe and what they are doing about it.

± How Much Debt “Should” you Have? - Guidelines abound, everyone trying to tell you how much debt is appropriate. I think “as little as possible” is a better guideline. But here is what the Financial Planning Board thinks.

± Sadly, student loan payments put life on hold… - A look at how student loans are affecting even the most fiscally savvy of young adults

± Financial Planning: Positive Reinforcement is Good - When making your debt reduction plans, remember not to beat yourself up.

± Two Approaches to Debt Elimination - Nearly every financial adviser, from accountants to brokers to books, advises that debts should be paid off in a particular order…

± Debt Settlements - Let’s see how debt settlement options help you in Debt Reduction.

± Why Should Everyone Pay Off The Mortgage Early - Ever since I started listening to John Cummuta and Dave Ramsey, I keep hearing people say but, “I don’t want to pay off my house. I would lose my tax deduction on mortgage interest. Besides I can invest the extra money and earn more money.”

± Winning on the margins - A Comparison to Olympic Athletes

± How a Horse is Inspiring Me to Reduce My Debt - Just remember that sometimes inspiration to help you obtain your goals can be found in “different” places.

± It’s War! - A Declaration of war on debt.

± Mortgage Lender Payoff Statement - If you’re close to paying off your mortgage (or just sold your house), remember to get a payoff statement from your mortgage lender.

And finally the Comic Strip

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