Frugal For Life

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Welcome newbies and regulars to the carnival. Grab some caffeine and take a seat for some great insight into all aspects of personal finance.
But first, the guidelines for submitting and hosting , and next week’s Carnival 24 will be hosted by Financial Fruitation.

Now on with the fun-
Hop on the Wheel of Your Future:

$ Chrees’ world compares and contrasts two retirement couples within the family, and what their experiences teach- A tale of two retirements

$ Flexo from Consumerism Commentary looks at four mantras that should helpsoothe the beginning investor when the immediate economy is unpredictable.- Don’t Stress About Investing

$ The Dividend Guy Posts the 3rd in a series of articles that covers process for managing his investment portfolio.- The Dividend Guy’s Guide to Building a Dividend Portfolio: Asset Allocation

$ Ironman at Political Calculations offers a simple tool for seeing how a change in a stock’s share price affects the value of your investment! - Changing Value in the Stock Market

$ Canadian Capitalist shows how investors can build a well-diversified portfolio even with very small amounts of money- Investing Small Amounts of Money

$ Financial Baby Steps points out that Kalamazoo is offering free college tuition to students in their school district. Does it make sense for you to move their to reap this benefit?- Should You Move To Kalamazoo?

$ Million Dollar Goal takes a brief look at the cost of investing, how it affects your total return, and why you should probably pay more attention to it.- Why Costs Matter When Investing

$ JLP at AllThingsFinancial explains why Generation X must get started with retirement planning now- Financial Planning for Generation X

$ At Old Niu’s Blog you are shown how your net worth is measured up against others in your age group based on Federal Reserve’s 2001 Surveyof Consumer Finance.- What’s Your Net Worth?

$ Phil’s World compares the stock futures for Microsoft and Google- X Marks the Spot

Walk around the Hall of Mirrors, Taxes and Health

$ Roth & Company Tax Updates talk about how to achieve financial ruin for a mere 330 dollars; the cost of cheap bad tax guidance, courtesy of the “Lawmen.”- Lawmen Need a Clueman

$ InsureBlog has an exclusive interview with the Medical Director of Aetna, on their new program giving insureds access to the actual cost of care.- Transparency Revealed

$ Personal Saving Advice discusses the cost of smoking goes well beyond the packages of cigarettes you purchase - in fact, it costs you thousands of extra dollars a year in ways you probably have never before considered- The Cost Of Smoking

$ Blueprint for Financial Prosperity is furious that Ortho McNeil decided against doing studies on their patch because they thought the results would be negative and now we learn the patch gives 60% more estrogen and a higher risk of blood clots and severe health problems.- Ortho Evra Warning

$ Don’t Mess with Taxes discusses Life, taxes, death. Wash, rinse, repeat. - Monkey, monkey, monkey

Take a ride in the Tunnel of Mortgages

$ Searchlight Crusade helps you sort the confusing advertising for loan rates- Amortization: Fixed rate, Balloon, ARM and Hybrid Loans

$ Pacesetter Mortgage Blog explains to the consumer the truth and history of Online Mortgage Rates- The Truth about Online Mortgage Rates

Grab a bite at the Food and Consumer Market

$ Mbhunter from MightyBargainHunter.com gives more commentary from Liz Pulliam Weston’s 50 Ways to Trim Your Budget- 50 Ways to Leave you Richer — Part IV

$ The Common Room gives her opinion on convenience foods- Frugalities with the Grocery Budget

$ CFO: Chief Family Officer poses the question, “Is it worth signing up for this Pampers promotional program?”- Pampers Gifts To Grow

$ MyMoneyBlog came across a cell phone provider which only costs 5 cents a month to keep your phone active, and the calls are only 10-12 cents a minute! Also, lots of good additional info in the comments.- Cheap Prepaid Cell Phone Service - STi Mobile

$ Sparing Change is excited about how she saved on her grocery expenses by switching to an outlet type grocery store- How I reduced my grocery bill and my cholesterol

Stop by the Gift Shop

$ Jane Dough of Boston Gal’s Open Wallet explains why she still creates a Christmas list as an adult- Why do I still create a Christmas List?

$ MMB’s personal finance journal provides some cost cutting and smart shopping tips for this holiday season- Holiday Shopping on a Budget

$ No Credit Needed writes out a wishlist- Wishes?

Find a Bench to Sit, Relax and Watch People

$ Steve Pavlina’s Personal Development Blog gives an original take on the role of tithing in the wealth generation- Tithing

$ Brian at Financial Reference has a couple stories about personal finance gone wrong- A Couple Stories

$ Nina at Sitting Pretty writes about how prosperity belongs to those who learn new things the fastest- Touch it Once

$ 2¢ Worth explains meaning and finds this adds clarity in making choices between various options, balancing expenditures, goals and objectives between the current and the longer term.- How much is the MEANING of your life?

One Last Booth before you Exit

$ Yaro at Entrepreneur’s Journey looks at a few ways to help you become financially independant with niche websites- How To Make Money Online Using Niche Content Websites

$ Noah’s Okdork.com builds up his investment in a different way, with relationships.- Life Economics, looking at relationships as an investment

Thank you all for your posts, and don’t forget to get your post over to Financial Fruitation for next week. If you haven’t had enough yet, Boston Gal’s Open Wallet is hosting the Carnival of Debt Reduction